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Pricing & Packages

Choose your financial plan.

Every plan below is built on the same promise — a real audit, real disputes, and a real person walking it with you. Tell us where to send your options and the full pricing opens up.

Results in 30–90 days Private client portal 24/7 support

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01 — Credit & Financial Plans

Credit & Financial Plans

Ongoing support or VIP processing — pick the pace that fits your credit journey.

Best Seller

Month-to-Month

Affordable credit support + education to help you prepare for what’s next.

$57 / month

Cancel anytime

  • Unlimited eligible credit disputes while active
  • Ongoing credit report reviews
  • Credit-building guidance
  • Live financial education classes
  • Access to guest experts
  • Funding, real estate & financial education
  • Community access & ongoing support

More than credit repair. Learn how to improve your credit — and what to do with it once you get there.

Get Started — $57/month →

VIP Experience

Supreme VIP Experience

For clients who want priority attention and a faster RCD internal processing experience.

$375

One-time

  • Priority onboarding — skip the standard queue
  • Priority credit report review
  • Expedited internal processing
  • 6 rounds of eligible credit disputes
  • Personalized credit-building guidance
  • Priority progress reviews
  • VIP client support
  • Access to RCD classes & financial education

Skip the standard processing line and receive VIP attention throughout your credit journey.

Go Supreme — $375 →

VIP for Two

Couples Supreme VIP

Two credit profiles. One goal. VIP processing for both.

$599 / couple

One-time

  • Priority onboarding for both clients
  • Priority credit report review for each client
  • Expedited internal processing
  • 6 rounds of eligible credit disputes per person
  • Personalized credit-building guidance
  • Priority progress reviews
  • VIP client support

Perfect for couples who want to work toward stronger credit together while receiving priority service from RCD.

Start Together — $599 →

02 — À La Carte

À La Carte Services

Targeted help for the reports most people don’t know they have — available standalone or as an add-on to any credit package.

À La Carte

Tenancy Toolkit

Rental history creating roadblocks? Let’s address what’s being reported.

$475

One-time · standalone or add-on

  • Tenant screening report review
  • Eviction & rental history review
  • Eligible dispute assistance
  • Tenant screening guidance
  • Personalized next steps

Available as an add-on to your credit package or as a standalone service.

Get Started — $475 →

À La Carte

ChexSystems + Early Warning

Having trouble with your banking history? Let’s address what’s being reported.

$399

One-time · standalone or add-on

  • ChexSystems report review
  • Early Warning Services review
  • Identification of eligible reporting issues
  • Eligible dispute assistance
  • Personalized next steps

One service designed to help address eligible issues appearing on your banking consumer reports.

Get Started — $399 →

À La Carte

Authorized User Tradelines

Additional tradeline options available based on your individual needs.

Pricing varies

Based on current vendor inventory

  • Multiple options may be available
  • Different account ages & credit limits
  • Current inventory provided upon request
  • Fulfilled through a third-party provider

Pricing and availability vary based on current vendor inventory.

View Current Options →

03 — Business Credit

Business Credit Packages

From forming the LLC to building a brand that’s ready to be seen — choose how hands-on you want RCD to be.

Starter

Business Basics Starter

Build the foundation first.

$699

One-time

  • LLC Formation Assistance
  • EIN Registration
  • Virtual Business Address Setup
  • Business Phone Setup
  • Dun & Bradstreet Setup
  • NAICS Code Selection & Guidance
  • Business Credibility Checklist

For new entrepreneurs who need help getting their business properly established.

Start My Business — $699 →

State filing fees are separate and vary by state.

Guided

Build With Me

We build it together, step by step.

$1,500

One-time

  • Everything in Business Basics Starter
  • Business Credit Profile Setup Guidance
  • Tier 1, 2 & 3 Vendor Strategy
  • Vendor Account Guidance
  • Business Credit Bureau Guidance
  • Business Bank Account Guidance
  • Business Credibility Review
  • Step-by-Step Business Credit Roadmap
  • Ongoing Guidance Throughout the Process

You do the work — but you don’t have to figure it out alone.

Build With Me — $1,500 →

Vendor purchases, monitoring, state filing fees and other third-party expenses are separate.

Done-For-You

Done-For-You Business Builder

We handle the setup. You focus on the business.

$2,700

One-time

  • Everything in Business Basics Starter
  • Business Credit Profile Setup
  • Business Credibility Setup
  • Tier 1, 2 & 3 Vendor Account Assistance
  • Vendor Sequencing Strategy
  • Business Bank Account Guidance
  • Business Credit Monitoring Setup
  • Business Credit Growth Roadmap
  • Professional Business Landing Page
  • Hands-On Implementation & Support

Less guessing. More implementation.

Build It For Me — $2,700 →

Vendor purchases, monitoring, state filing fees and other third-party expenses are separate.

Elite · Personal Credit + Business Credit + Branding + Digital Presence

Elite Business Launch

Don’t just establish your business. Build a business that’s ready to be seen.

$4,500

One-time · the complete launch

The full stack: your personal credit, your business credit, and a brand people can actually find.

Go Elite — $4,500 →

Third-party expenses, vendor purchases, monitoring and applicable state filing fees are separate.

What's included

  • Everything in Done-For-You Business Builder
  • Personal Credit Set Up + Business
  • Professional Landing Page
  • Logo Design or Refresh
  • Custom Brand Color Palette
  • Font & Brand Direction
  • Mini Branding Kit
  • Social Media Business Setup
  • Branded Social Media Templates
  • Promotional Flyer Templates
  • Professional Business Bio
  • Starter Marketing Copy & CTAs

Not sure which one?

Get started today.

Book a free consultation and we'll tell you honestly which plan fits your file — or whether you need one at all.