Achieve Financial Freedom with Tailored Consulting Solutions!
Watch This Video First Before Scrolling.
Select the Plan That Fits Your Financial Needs, From Simple Action Steps to Comprehensive Strategies. Get Results in as Little as 30 Days!
Achieve Financial Freedom with Tailored Consulting Solutions!
Select the Plan That Fits Your Financial Needs, From Simple Action Steps to Comprehensive Strategies. Watch This Video First Before Scrolling. 🢂
Expertise and Experience
Personalized Approach
Flexible Payment Plan
Step-by-Step: What We Actually Do
01: Pull Full Credit Report
We begin by accessing your SmartCredit account to retrieve the full credit reports from Experian, TransUnion, and Equifax.
02: Review Credit Report
We carefully review your credit reports and highlight any inaccurate, outdated, or negative items that could be affecting your credit standing.
03: Personal Information Cleanup
We fix any inaccuracies or outdated details in your personal information to avoid verification issues later in the process.
01: Pull Full Credit Report
We begin by accessing your SmartCredit account to retrieve the full credit reports from Experian, TransUnion, and Equifax.
02: Review Credit Report
We carefully review your credit reports and highlight any inaccurate, outdated, or negative items that could be affecting your credit standing.
03: Personal Information Cleanup
We fix any inaccuracies or outdated details in your personal information to avoid verification issues later in the process.
04: First Round of Disputes
Using our proprietary Credit Blueprint, we initiate the first round of disputes to challenge any unverified or erroneous negative accounts on your report.
05: 30-Day Investigation Window
We allow a 30-day period for the credit bureaus to investigate the disputes. During this time, you should monitor your SmartCredit account for updates and refrain from opening any new credit accounts.
06: Review Updated Results
After the investigation, we pull an updated credit report and compare it to the original. We review the changes to identify improvements and determine the next steps.
7: Follow-Up Dispute Rounds
We proceed with up to six additional dispute rounds. Each round is carefully crafted to target and remove any remaining stubborn negative items on your report
That “stuck” feeling?
It’s just a sign you’re overdue for a win.
Here's what it's really doing to your life:
Loan & Credit Card Denials: Even with income, your score is stopping approvals cold.
High Interest Rates: When you do get approved, you're paying way more than you should.
Missed Living Opportunities:
Apartments and homes pass you up because of old accounts.
Limited Access: No business moves. No safety net. Just delay after delay.
Embarrassment & Shame: You stop asking because hearing "no" gets too familiar.
Let Robin’s Consultant Development show you the way out with real results.
That “Stuck” Feeling?
That “Stuck” Feeling?
It’s just a sign you’re overdue for a win. Here's what it's really doing to your life:
Loan & Credit Card Denials: Even with income, your score is stopping approvals cold.
High Interest Rates: When you do get approved, you're paying way more than you should.
Missed Living Opportunities: Apartments and homes pass you up because of old accounts.
Limited Access: No business moves. No safety net. Just delay after delay.
Embarrassment & Shame: You stop asking because hearing "no" gets too familiar.
Let Robin’s Consultant Development show you the way out with real results.
What Makes Robin’s Consultant Development Different?
We Meet You Where You Are
Everyone’s credit journey is different. We take time to understand your situation and build a plan that actually works for you.Movement in 30–45 Days
While every file is different, most of our clients start seeing progress within the first month to month and a half. No magic, just real work and real results.Support Every Step of the Way
From cleanup to building, we guide you through it all and grow with you as your goals get bigger.
What Makes Robin’s Consultant Development Different?
We Meet You Where You Are
Everyone’s credit journey is different. We take time to understand your situation and build a plan that actually works for you.Movement in 30–45 Days
While every file is different, most of our clients start seeing progress within the first month to month and a half. No magic, just real work and real results.Support Every Step of the Way
From cleanup to building, we guide you through it all and grow with you as your goals get bigger.
Hey there!
I'm Robin Kinney and I’m from St. Louis, Missouri.
Where I come from, credit wasn’t something people talked about. We learned the hard way through denials, high interest rates, closed doors, and silent struggles.
I created Robin’s Consultant Development to change that. I didn’t just want to fix scores I wanted to help people heal financially.
Because I know firsthand what it’s like to be doing your best, but still feel like your credit is holding you hostage. You want better, but don’t know where to start or who to trust.
That’s why everything we do here is personal.
We meet you where you are with zero judgment and walk you through each step with strategy, support, and results.
We’ve helped thousands already, and I know we can help you too.
You don’t have to stay stuck.
You don’t have to settle.
You just need someone who gets it and has a plan that works.
I’m not here to sell you a dream I’m here to help you live it.
Hey there!
I am Robin Kinney and I’m from St. Louis, Missouri.
Where I come from, credit wasn’t something people talked about. We learned the hard way through denials, high interest rates, closed doors, and silent struggles.
I created Robin’s Consultant Development to change that. I didn’t just want to fix scores I wanted to help people heal financially.
Because I know firsthand what it’s like to be doing your best, but still feel like your credit is holding you hostage. You want better, but don’t know where to start or who to trust.
That’s why everything we do here is personal.
We meet you where you are with zero judgment and walk you through each step with strategy, support, and results.
We’ve helped thousands already, and I know we can help you too.
You don’t have to stay stuck.
You don’t have to settle.
You just need someone who gets it and has a plan that works.
I’m not here to sell you a dream I’m here to help you live it.
Every Financial Journey Looks Different And That’s Why Our Custom Solutions Are Built To Help You Win.
Launch and Scale Your Own Consulting Business with Expert Guidance – for Life!
Start strong, grow faster, and build a thriving consulting business with
lifetime 1-on-1 mentorship.
Lifetime Mentorship:
Unlimited 1-on-1 coaching from experts who’ve built successful consulting businesses.
Best Software Recommendations:
Save time with the top tools for CRM, invoicing, and running your consulting business efficiently.
Step-by-Step Business Setup:
Learn how to launch your consulting business, from selecting your niche to pricing your services .
Hiring & Team Building Support:
Grow your team with our hiring strategies, including interview questions and culture-building tips.
Proven Marketing Strategies:
Get insider tips to attract high-paying clients and position yourself as an industry authority.
Ongoing Growth Support:
Receive scalable strategies and personalized growth plans to help you reach six figures and beyond.
Ready to take control of your future and build a successful consulting business?
Choose Your Financial Plan
Supreme Package
Supreme Financial Restoration Plan
This is our entry-level but powerful package designed for anyone looking to begin their credit repair journey the right way.
What’s included:
•SmartCredit report analysis (we pull it for you).
•Full credit audit to locate inaccurate, outdated, or unverifiable items.
•Custom dispute letters drafted and mailed directly to the bureaus.
•Access to your private client portal to track updates 24/7.
•Ongoing communication and transparency throughout the process.
•Target results typically within 30–90 days.
Who it’s for:
•Individuals who want expert help getting things cleaned up without overpaying. Great for those just getting started.
Duo Bundle Package
Dual Financial Growth Plan
This package includes our Supreme Credit Consulting Plan for two individuals, making it perfect for couples, business partners, or close friends who are ready to level up together financially.
What’s included:
•Full-Service Consulting for 2 Clients.
•Personalized Credit Clean-Up Plan for each person.
•Results in as little as 30 to 90 days (varies based on file).
•6 Months of Ongoing Service & Support.
•Unlimited Dispute Rounds during your service window.
•Client Portal Access with real-time updates and progress tracking
•24/7 Email Support for questions or concerns.
Who it’s for:
•Perfect for couples, partners, or individuals ready to clean up their credit with expert help, real results in 30–90 days, and full support every step of the way.
Trio Deluxe Package
Family Wealth Building Plan
This is our supreme plan upgraded for 3 individuals. Save big when you enroll 3 people at once, and get everyone moving toward approvals, funding, or home buying together.
What's included:
•Full Supreme Plan services.
•6 rounds of dispute targeting negative items.
•Medical bills, collections, charge-offs, repos, inquiries & more.
•24/7 access to the client portal.
•Monthly credit progress reports.
•Priority handling for faster turn around.
•Credit education and actionable tips.
Who it's for:
•Perfect for families, close friends, or business partners looking to clean up, build up, and level up together.
Supreme Package
Supreme Financial Restoration Plan
This is our entry-level but powerful package designed for anyone looking to begin their credit repair journey the right way.
What’s included:
•SmartCredit report analysis (we pull it for you).
•Full credit audit to locate inaccurate, outdated, or unverifiable items.
•Custom dispute letters drafted and mailed directly to the bureaus.
•Access to your private client portal to track updates 24/7.
•Ongoing communication and transparency throughout the process.
•Target results typically within 30–90 days.
Who it’s for:
•Individuals who want expert help getting things cleaned up without overpaying. Great for those just getting started.
Duo Bundle Package
Dual Financial Growth Plan
This package includes our Supreme Credit Consulting Plan for two individuals, making it perfect for couples, business partners, or close friends who are ready to level up together financially.
What’s included:
•Full-Service Consulting for 2 Clients.
•Personalized Credit Clean-Up Plan for each person.
•Results in as little as 30 to 90 days (varies based on file).
•6 Months of Ongoing Service & Support.
•Unlimited Dispute Rounds during your service window.
•Client Portal Access with real-time updates and progress tracking
•24/7 Email Support for questions or concerns.
Who it’s for:
•Perfect for couples, partners, or individuals ready to clean up their credit with expert help, real results in 30–90 days, and full support every step of the way.
Trio Deluxe Package
Family Wealth Building Plan
This is our supreme plan upgraded for 3 individuals. Save big when you enroll 3 people at once, and get everyone moving toward approvals, funding, or home buying together.
What's included:
•Full Supreme Plan services.
•6 rounds of dispute targeting negative items.
•Medical bills, collections, charge-offs, repos, inquiries & more.
•24/7 access to the client portal.
•Monthly credit progress reports.
•Priority handling for faster turn around.
•Credit education and actionable tips.
Who it's for:
•Perfect for families, close friends, or business partners looking to clean up, build up, and level up together.
Booster Plans
Supreme Booster
Financial Growth Booster
This plan includes everything in the Supreme Package, but adds extra firepower for boosting your profile.
What's included:
•One authorized user trade line added to increase age and limit
•Strategic placement to improve your credit mix and utilization
•More aggressive targeting of negative accounts
•Priority-level support for faster turnarounds and updates
•Ideal if you’re preparing for funding, home buying, or business credit steps
Who it’s for:
•Those ready to level up not just clean up. You’re building toward a goal and need a little more momentum.
Supreme Booster
Financial Growth Booster
This plan includes everything in the Supreme Package, but adds extra firepower for boosting your profile.
What's included:
•One authorized user trade line added to increase age and limit
•Strategic placement to improve your credit mix and utilization
•More aggressive targeting of negative accounts
•Priority-level support for faster turnarounds and updates
•Ideal if you’re preparing for funding, home buying, or business credit steps
Who it’s for:
•Those ready to level up not just clean up. You’re building toward a goal and need a little more momentum.
Supreme Booster Couple Edition
Couple Financial Empowerment Plan
This isn’t just about cleaning up credit, it’s about building a solid foundation together. The Couple Edition of our Supreme Booster plan is designed for partners chasing big goals—homeownership, business moves, or major funding.
What's included:
•One authorized user tradeline to boost age & limit.
•Strategic credit mix placement for higher scoring potential.
•Aggressive removal strategy on negative accounts.
•Priority support for faster turnarounds and personal updates.
Who it’s for:
•For couples ready to elevate, not just repair. Both get individual results, but with aligned strategy and savings.
Supreme Booster Couple Edition
Couple Financial Empowerment Plan
This isn’t just about cleaning up credit, it’s about building a solid foundation together. The Couple Edition of our Supreme Booster plan is designed for partners chasing big goals—homeownership, business moves, or major funding.
What's included:
•One authorized user tradeline to boost age & limit.
•Strategic credit mix placement for higher scoring potential.
•Aggressive removal strategy on negative accounts.
•Priority support for faster turnarounds and personal updates.
Who it’s for:
•For couples ready to elevate, not just repair. Both get individual results, but with aligned strategy and savings.
Supreme Expedited
Rush Plan
Supreme Elite
This is our most powerful package, combining everything from Supreme + Booster, with a time-sensitive process.
What's included:
•Expedited handling, disputes go out within 5 business days or less
•Front-of-line processing and direct handling by our senior team
•Designed for urgent needs, mortgage approvals, car loans, business deadlines, etc.
•Tailored consulting to position you for immediate funding or high-limit approvals
Who it’s for:
•Clients who need quick, powerful results whether for major purchases, business growth, or personal goals on a timeline.
Supreme Expedited
Rush Plan
Supreme Elite
This is our most powerful package, combining everything from Supreme + Booster, with a time-sensitive process.
What's included:
•Expedited handling, disputes go out within 5 business days or less
•Front-of-line processing and direct handling by our senior team
•Designed for urgent needs, mortgage approvals, car loans, business deadlines, etc.
•Tailored consulting to position you for immediate funding or high-limit approvals
Who it’s for:
•Clients who need quick, powerful results whether for major purchases, business growth, or personal goals on a timeline.
Tenancy Termination Plans
Tenancy Termination Toolkit Consultation
This package is designed for individuals dealing with past rental issues—such as evictions, balances owed, or broken leases—that may still show up on rental screening reports even if they’re not on your credit report.
What’s Included:
•Full review of your rental history.
•Removal process through tenant screening databases.
•Dispute handling for past evictions or balances.
•Support communicating with landlords or agencies if needed.
•Strategies to restore positive rental standing.
Who it’s for:
•Ideal for renters who’ve faced evictions, broken leases, or rental debts and need expert help clearing their history to secure future housing.
Tenancy Termination Bundle Consultation
This premium bundle is for clients who need help clearing rental records and improving their overall financial profile—especially those with evictions, broken leases, or outstanding balances holding them back from housing opportunities.
What’s Included:
•File cleanup for negative marks like late payments, charge-offs, and more
•Eviction and rental balance removal through tenant screening systems
•Dispute handling with supporting documentation
•Strategic plan tailored to your goals (renting, buying, or building stability)
•6 months of service with progress tracking and support
Who It’s For:
•Anyone denied housing due to past rental issues
•Individuals working toward a clean financial slate
•People ready to start fresh and get approved with confidence
Tenancy Termination Toolkit Consultation
This package is designed for individuals dealing with past rental issues—such as evictions, balances owed, or broken leases—that may still show up on rental screening reports even if they’re not on your credit report.
What’s Included:
•Full review of your rental history.
•Removal process through tenant screening databases.
•Dispute handling for past evictions or balances.
•Support communicating with landlords or agencies if needed.
•Strategies to restore positive rental standing.
Who it’s for:
•Ideal for renters who’ve faced evictions, broken leases, or rental debts and need expert help clearing their history to secure future housing.
Tenancy Termination Bundle Consultation
This premium bundle is for clients who need help clearing rental records and improving their overall financial profile—especially those with evictions, broken leases, or outstanding balances holding them back from housing opportunities.
What’s Included:
•File cleanup for negative marks like late payments, charge-offs, and more
•Eviction and rental balance removal through tenant screening systems
•Dispute handling with supporting documentation
•Strategic plan tailored to your goals (renting, buying, or building stability)
•6 months of service with progress tracking and support
Who It’s For:
•Anyone denied housing due to past rental issues
•Individuals working toward a clean financial slate
•People ready to start fresh and get approved with confidence
Business Plans
Business Basics Starter
For new entrepreneurs who need a solid business foundation.
Includes:
•LLC Formation
•EIN Registration
•Virtual Business Address
•Business 1-800 Number
•DUN & Bradstreet Setup
•NAICS Code Selection & Guidance (to align with low-risk industries).
Done-For-You Business Builder
Fully built business structure + credit-ready profile, no guesswork.
Includes:
•Everything in the Business Basics Starter
•Virtual Office Setup
•Net 30/60/90 Vendor Accounts
•Business Bank Account Guidance
•Business Credit Tips & Growth E-Book
•Business Account Setup
•Custom NAICS Code Placement (designed for better funding opportunities).
Business Basics Starter
For new entrepreneurs who need a solid business foundation.
Includes:
•LLC Formation
•EIN Registration
•Virtual Business Address
•Business 1-800 Number
•DUN & Bradstreet Setup
•NAICS Code Selection & Guidance (to align with low-risk industries).
Done-For-You Business Builder
Fully built business structure + credit-ready profile, no guesswork.
Includes:
•Everything in the Business Basics Starter
•Virtual Office Setup
•Net 30/60/90 Vendor Accounts
•Business Bank Account Guidance
•Business Credit Tips & Growth E-Book
•Business Account Setup
•Custom NAICS Code Placement (designed for better funding opportunities)
Build With Me Business Package
Collaborative option where we walk through the full setup together.
Includes:
•LLC, EIN, Virtual Address, 1-800#, DUNS
•Tier 1, 2, and 3 Vendor Account Setup
•Strategic Paydex Score Planning (Goal: 85–100)
•NAICS Code Support to avoid high-risk categories
Done-For-You Business Builder
Fully built business structure + credit-ready profile, no guesswork.
Includes:
•Everything in the Business Basics Starter
•Virtual Office Setup
•Net 30/60/90 Vendor Accounts
•Business Bank Account Guidance
•Business Credit Tips & Growth E-Book
•Business Account Setup
•Custom NAICS Code Placement (designed for better funding opportunities)
Build With Me Business Package
Collaborative option where we walk through the full setup together.
Includes:
•LLC, EIN, Virtual Address, 1-800#, DUNS
•Tier 1, 2, and 3 Vendor Account Setup
•Strategic Paydex Score Planning (Goal: 85–100)
•NAICS Code Support to avoid high-risk categories.
Done-For-You Business Builder
Fully built business structure + credit-ready profile, no guesswork.
Includes:
•Everything in the Business Basics Starter
•Virtual Office Setup
•Net 30/60/90 Vendor Accounts
•Business Bank Account Guidance
•Business Credit Tips & Growth E-Book
•Business Account Setup
•Custom NAICS Code Placement (designed for better funding opportunities).
CLIENT TESTIMONIALS
Frequently Asked Questions
Why Should I Choose Your Company?
We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
How Long Does it Take to See Results?
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
How Much Will I Have to Pay?
There is a one-time flat rate for our services, and there is no monthly fee. You’ll be required to make a single payment to cover the cost of the service. If you have any further questions or need more details, feel free to ask.
What Will I Get When I Sign Up for the Program?
Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.
How Long Will I Need to Stay in the Program?
Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
How Will You Get My Credit Report?
To obtain your credit report, we recommend scheduling a consultation through Calendly, which incurs a fee. Additionally, as part of the consultation process, it is necessary to purchase a 3B credit report using Smart Credit Report.This ensures we have comprehensive information to provide you with tailored advice during our session. If you have any further inquiries or require assistance with the process, please don’t hesitate to ask.
Is a 3 in 1 Report Better?
Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.
Can You Work On More than One Inaccurate Account at a Time?
We can challenge as many as you want at a single time, the choice is yours.
Who Qualifies for the his & hers couple plan?
Anybody who lives in the same household can get the family plan. You do not have to be married.
Who Will You Share My Information With?
Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the dispute process.
Will Your Service Help Me Get a Home Loan?
By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.
Do You Dispute with Collection Agencies and Creditors?
Yes, when necessary we will dispute inaccurate information with collectors and creditors.
Can I Call if I Have More Questions?
Sure, call us or fill out a form on the website and we will get back to you.
Can I Start Now?
Yes! Call us or fill out the form on the website and someone will be in contact with you within 24 hours
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